Trusted by international students across Australia

See your health cover clearly

Compare OSHC and OVHC plans from Australia's top health insurers. Real pricing, honest comparisons, zero confusion.

8 providers · 24 plans · Updated pricing for 2025/2026

Comparing plans from Australia's leading health insurers

Medibank

Bupa

Allianz Care

nib

AHM

CBHS

HCF

Frank

How it works

Find the right health cover in three simple steps

Step 1

Filter by OSHC or OVHC, cover type, tier, and budget. Find plans that match your needs in seconds.

Step 2

View coverage details side by side. See exactly what's included, what's excluded, and how prices compare.

Step 3

Pick the plan that fits. Visit the provider directly to purchase — no middleman, no hidden fees.

Three tools designed to make health insurance simple

Ask anything about health cover in plain English. Our AI searches real policy data to give you accurate, grounded answers — never guesses.

Not sure what you need? Answer 5 simple questions and get personalised recommendations ranked by how well they match your priorities.

Select up to 3 plans and compare every detail — coverage, pricing, waiting periods, and exclusions — in one clear table.

Real experiences from international students in Australia

“CoverLens made comparing OSHC plans so much easier. I found a plan that saved me $120 a year in under 5 minutes.”

Priya S.

Masters student, University of Melbourne

“The AI chat answered all my questions about waiting periods and mental health cover. Way better than reading policy documents.”

Wei L.

PhD candidate, UNSW Sydney

“I switched from Medibank to CBHS after comparing on CoverLens. Same coverage, lower price. Wish I found this earlier.”

Carlos M.

Exchange student, University of Queensland

Common questions about health cover for international students and visitors